Why choose us?

At Niche Investment Advisors, we understand the unique challenges that come with managing wealth. For over 30 years, we have served as a trusted partner with individuals and families to provide customized wealth management solutions.

Niche Investment Advisors is committed to doing what is right for our customers by delivering comprehensive financial planning and wealth management advice while providing the best personal service. We answer the phone with an individual who can help you with your question. No voice mail jail.

Our number one priority is to meet the needs of our customer, so we provide you with access to:

  • Comprehensive financial planning services to help you achieve your goals
  • Assistance planning for the cost of your children’s higher education
  • Planning and management of your investment portfolios
  • Strategies tailored to prevent you from outliving your income

Services we provide our customers:

  • Insurance planning
  • Professional planning services
  • Retirement planning
  • Estate planning
  • Investment planning
  • Education planning
  • Asset allocation
  • IRAs (Individual Retirement Accounts and R/O accounts)

Asset management services

Individual portfolio management provided through Charles Schwab and Company, John Hancock, Asset Mark, and Lincoln Financial to name a few. These companies are now available to most investors. Our advisors help you in determining if professional asset management is in your best interest. After our consultants understand you and your goals, they focus on solutions not concentrated with a specific company or one size fits all solutions.

Wealth accumulation and income distribution strategies

Niche Investment Advisors, through Charles Schwab and Co., Inc, and other custodians provide you with access to wealth, accumulation, and income distribution strategies. We analyze your needs to devise a strategy that provides with you a solid solution.

At Niche Investment Advisors, we understand what small businesses are looking for, and provide access to a wide range of services, all of which are designed to help meet your needs.

Retirement plans for small businesses

  • Financial advisors are available to help individuals and small businesses with a variety of solutions, including:
    Traditional IRAs
  • Roth IRAs
  • Simplified employee pension (SEP) plans
  • Solo K
  • Defined benefit plans
  • Match plans for employees
  • Simple IRAs
  • Profit sharing plans
  • Pension plans
  • 401(k) plans
  • 403(b) plans
  • 457 plans
  • Non-qualified deferred compensation plans

Products and solutions available through Charles Schwab and Co.

  • Discount brokerage
  • Trading tools and top-quality research 
  • Advisory accounts
  • Bond desk (ladders and portfolio analysis)
  • Mutual funds (no load)
  • Variable annuities
  • Fixed annuities
  • Life insurance
  • Real estate investment trusts (REITs)

We, at Niche Investment Advisors, understand what small businesses are looking for, and provide access to a wide range of services, all of which help meet your needs.

Our associates help answer questions, including:

  • What sort of advantages can I expect?
  • What are my options if I have, or do not have, employees?
  • How many hours of plan administration will I have to do?
  • Can I find my employee’s accounts?
  • How can I maximize my contributions?

We take the time to understand your overall financial affairs and planning so we can design a strategy specifically for you. Through our network of affiliates, you will receive access to:

Estate planning

  • Planning your estate to potentially minimize income tax and probate fees of death
  • Effective income splitting strategies
  • Intra-family gifting and generation-skipping
  • Assistance once a death has occurred

Life insurance strategies

  • Tax effective life insurance purposes
  • Identification of situations to consider insurance funding
  • Examination of insurance as a planning and investment tool
  • Succession planning
  • Orderly transfer of business to next generation
  • Dealing with family members involved and not involved in your business
  • Asset protection strategies
  • Charitable gifts
  • Timing and structure of gifts in order to maximize tax credits

Executive compensation

  • Assistance with issues relating to retirement planning
  • Executive benefit plans
  • BOLI, COLI policies

Wealth management

  • Asset allocation and financial modeling
  • Investment management at retirement
  • Equity management risk
  • Structured bond portfolios